first time buyers
Buying your first house is an exciting time but can be daunting. Knowing where to look for the right mortgage and understanding the different types of products available can be time consuming. I can take the pressure away and be there for you every step of the way guiding you. I will help you keep to budget-how much you can borrow, choose the right mortgage, budget for solicitor fees and stamp duty.
remortgages
There are lots of reasons to remortgage which is the process of switching your mortgage with another lender or staying with the same one while switching deals.
saving money by getting a better rate and reducing your outgoings
debt consolidation(think carefully before securing your debts against your home- your home maybe repossessed if you do not keep up with your repayments)
FURTHER ADVANCE
This can be a good option if your lender has a competitive rate . Without having to remortgage or switching lenders
Moving Home
I have access to the whole mortgage market. I'm committed to finding you the right deal for your circumstances. I do all the handwork saving you time and money .I can liaise with the solicitor and estate agent to keep things running smoothly. I can also look after every aspect by organising a solicitor or surveyor saving you the hassle
insurance
Mortgages Explained will give you peace of mind. What will happen to your family or home if your circumstances were to change? It's not an easy subject but I can advise on the most appropriate insurance that will give you the peace of mind if you were to become redundant, too ill to work or if the worse was to happen.It's not as expensive as you might think but is important.
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LIABILITY & RISK
Whether you run a theater, recording studio, or an eCommerce website, all businesses need to minimize their legal liability and risk. Our lawyers will assess the structure of your operation, such as its physical or digital space, the types of products you sell, who your consumers are, what type of company you have filed under (LLC, Inc, etc.), and so on. From there, we will tailor the right risk plan, complete with permit applications, insurance policies, and more, so you can worry less about liabilities and concentrate on growing your business.
buy to let
Buying a property to let has become very popular as an investment. Because of this the mortgage products available have grown. I work with all sixes of portfolios and will advise you on the right mortgage.
Let To Buy
This allows you to borrow money to buy a new home to move into whilst renting your existing property.
credit rating
Mortgages lenders have vary in their criteria. If one has turned you down this does not mean you cant get a mortgage. Check your credit report for free at Equifax using their Statutory Report and call me .
BUSINESS STRATEGY
The startup and small business marketplace is still a new and fierce frontier that requires legal advice from attorneys who are deeply entrenched in the particulars of venture financing. We offer a competitive advantage that can help you save money and make more of it in the long run. We’ve steered corporations like Tap Unlimited and Hydrocycle with a balance of legal, business, operational, and financial strategies that had clear execution and built-in problem-solving contingencies. Our holistic approach is essential to any company looking to grow.