Moving Home

Mortgages Explained has access to the whole mortgage market. I’m committed to finding you the right deal for your circumstances. I do all the hard work saving you time and money. I can liaise with the solicitor and estate agent to keep things running smoothly. I can also look after every aspect by organising a solicitor or surveyor saving you the hassle.

Remortgages

There are lots of reasons to remortgage which is the process of switching your mortgage with another lender or staying with the same one and switching deals. You can save money by getting a better rate and reducing your outgoings or use it for debt consolidation (think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up with your repayments)

Further Advance

This can be a good option if your lender has a competitive mortgage rates without having to remortgage or switch lenders

First Time Buyers

Buying your first house is an exciting time but can be daunting. Knowing where to look for the right mortgage and understanding the different types of products available can be time consuming. I can take the pressure away and be there for you every step guiding you. I will help keep you to budget, calculate how much you can borrow and choose the right mortgage product while budgeting for solicitor and stamp duty expenses.

Insurance

What would happen to your family or home if your circumstances were to change. It’s not an easy subject but I will advise on the most appropriate insurance that will give you peace of mind, if you were to become redundant, too ill to work or if the worse was to happen. It’s not as expensive as you might think but it is important.

Buy To let

Buying a property to let has become very popular as an investment. Consequently, the mortgage products available have grown. Mortgages Explained works with all sizes of portfolios whether you’re a first-time landlord or and experienced landlord I will advise you on the right product.

Let To Buy

This allows you borrow money to buy a new home to move into whilst renting your existing property.

credit rating

Mortgages lenders vary in their criteria. If one has turned you down this does not mean you cant get a mortgage. Check your credit report for free at https://www.equifax.co.uk/Products/credit/statutory-report.html and call me .